What is the Florida No Fault Law?

Florida’s “No Fault” laws are often misunderstood to mean that fault is irrelevant in determining who will pay for car accident damages. However, all “No-Fault” means is that a particular type of coverage called personal injury protection (“PIP”) will pay a covered insured’s medicals up to a certain amount regardless of whether the insured caused the accident. This is different from who will pay for other costs, such as medical bills once PIP is exhausted, property damage, pain and suffering, and more.